Podcasts

RH 023 The Frugal Convert and Oktoberfest

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Show Notes Retirement Segment Gina is a Blogger who wants to help people save by employing a frugal lifestyle Gina got into debt when she entered college – credit card and student She got interested in budgeting and saving when she found a house with an awesome kitchen. She cut back from $250 of work […]

Finance

2 Phases to FIRE

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Many people are critical (Suze Orman said she hates it) or suspicious of FIRE (Financial Independence Retire Early) but I’m not one of them. I believe that it is possible as long you do a great job of planning and of execution. By the way, here’s how I define FIRE. FI means having enough money […]

Podcasts

RH 022 The U Curve of Happiness and Brut IPA

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Show Notes Retirement Segment A large world-wide study describes happiness as tracing a U over the course of one’s life. The theory is that we are happy when we begin our careers and get our lives off the ground. However, when we reach middle age, the realities, disappointments and stress catches up with us and […]

Finance

Be Very Deliberative When Considering an Annuity

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Personally I’m Not into Annuities And I’m not alone. Dave Ramsey, personal finance author and radio show host, also isn’t a fan of annuities. There are plenty of reasons why. One of the main reasons is that annuities have significant expenses that reduce the growth of your investment. Annuities also have surrender charges on early withdrawals that can […]