Podcasts

RH 010 Paycheck to Paycheck and Born Yesterday

Show Notes

Segment 1 – Retirement

  • Article source: freefrombroke.com
  • Median family income is $41,000
  • Step 1 – identify and cut waste from budget
    • Avg waste = 10 – 15% of monthly income
    • That works out to $341 per month for the median income
    • He breaks step 1 down further
      • Determine values, priorities and goals
      • Track spending for 1 – 3 months
      • Identify items that match values
    • Step 2 – Put wasted money to work
      • Pay off high interest credit card debt
      • Or increase contribution to employer sponsored retirement plans
    • Step 3 – Cultivate income diversity
    • Step 4 – divide up bills by due date
      • Manage cash flow
    • We discovered that the articles author no longer works. He is a stay-at-home dad. Which leads to our discovery of a 5th step – marry well!

Segment 2 – Beer

  • Our beer segment begins at the 12 minute markBorn Yesterday
  • Lagunitas 2017 One Hitter Series Born Yesterday Pale Hale (fresh hopped)
  • Unfiltered
  • Fresh hopping refers to transferring freshly picked hops to the brewery (flown)
  • The beer is shipped the day is it brewed
  • This is seasonal beer based on ingredient availability
  • 11 lbs of hops per barrel
  • ABV = 7.2
  • IBU = 60
  • Rate Beer = 99 overall / 100 for style
  • Beer Advocate = Outstanding
  • Drink as fresh as possible

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